The Carnival of Personal Finance

Welcome to the December 11, 2006 edition of The Carnival of Personal Finance.

With the end of the year coming up, I decided to highlight the posts that deal with tax planning strategies for the end of year. There are a lot of great submissions, so read all of the posts to find out about managing debt, when to use that emergency fund, and how to shop for online mortgage quotes.

makingourway presents 2006 end of year tax planning activities posted at makingourway, saying, “Summary of end of year activities for our family and business personal finances.”

FMF presents Ways to Save on Your 2006 Taxes posted at Free Money Finance, saying, “It’s not too late to save on 2006 taxes.”

And now on to the rest of the submissions.

Budgeting

Andy Oshiro presents Maintaining your budget (part 2) posted at moneywalks.

Amy Allen Clark presents Holiday Bling Without a Bling Budget posted at Amy Allen Clark, saying, “Thank you!”

Henry Stern, LUTCF presents Who Pays? posted at InsureBlog, saying, “SUMMARY: InsureBlog’s Bob Vineyard analyzes a recent Kaiser Foundation study about which of us are the most careful health care shoppers (and consumers).”

Career

Victor Fam presents My Strategy Towards Weath Building posted at Victor Fam.

Lynn Cognito presents The Business of eBay posted at Wisebread.

Rich presents Use it or Lose it posted at Queercents, saying, “Rich’s company, like most in the US, jettisoned the “rollover” vacation days a while ago. Today it’s use it or lose it, and studies suggest most Americans are losing it—in more ways than one!”

Credit

Flexo presents Get Free Money: Comparing Cash Back (Rebate) Credit Cards posted at Consumerism Commentary, saying, “Here are six different credit cards that offer different levels of cash back rebates.”

Mr Credit Card presents The Math of 0% Balance Transfer Arbitrage posted at Ask Mr Credit Card’s Blog.

nickel presents Free Bonus Money for Applying for Business Credit Cards posted at fivecentnickel.com, saying, “Submitted this last week, but apparently missed the deadline. Thanks!”

Penny Nickel presents How NOT TO repair your credit (and the ethics of blog ads) posted at Money and Values, saying, “Thanks very much for hosting! Let me know if you have questions.”

Debt

Joseph presents Are credit reports really free? posted at How to save money.

Tricia presents Is Prosper.com Trustworthy? posted at Blogging Away Debt, saying, “I’m not sure whether this would be better in debt or investing since I’m discussing Prosper. I’m a borrower there, so I ended up putting it under debt. Feel free to change. Thanks for hosting this week!”

Economy

Silicon Valley Blogger presents I Know What You Did This Christmas posted at The Digerati Life, saying, “This post is really about consumerism and consumer behavior and their potential impact on the economy.”

Tom Hanna presents The Week Ahead: Your Financial Roadmap for December 11 to December 15, 2006 posted at Financial Options, saying, “Two big events of the week: Tuesday is Federal Open Market Day - the Federal Open Market Committee for the Federal Reserve Bank will meet and announce a decision on interest rate targets. Friday is Quadruple Witching Day - when contracts for”

Frugality

Mike presents Analyzing Transportation Costs posted at Blog Money Whore.

J.D. Roth presents Review: Kill-a-Watt Electricity Usage Monitor posted at Get Rich Slowly.

Investing

Bryan C. Fleming presents Money In The Bank posted at Bryan C. Fleming.

Joe Cerny presents Baseball Cards can Teach your Kids about Stocks posted at Finance-4-Kids.

oovs presents Automate Your Way to Wealth posted at LifeTraining - Online.

Trent presents The Bogleheads Have Won: Dipping My Toes Into A Mutual Fund With Vanguard posted at The Simple Dollar, saying, “I take my first tiny steps into a mutual fund.”

Steve presents UFGC #1: Suze Orman vs. Doug Andrew - Paying off your mortgage early posted at Adventure Money, saying, “Two financial gurus square off in a battle of financial ideologies. Suze Orman and Douglas Andrew debate paying off your mortgage early.”

NCN presents Inflation: The Nerd Out, The Reality, The Choices posted at No Credit Needed.

Andy Boyd presents Getting into the share market? Keep these 6 tips in mind posted at Wealth Talker, saying, “A few quick tips for investing.”

Scott presents Mutual Fund Distributions posted at Scott.

The Dividend Guy presents Tracking Dividend Payments and My Yield posted at The Dividend Guy Blog.

Dan Green presents Fixed Income CDs Flat-Line; Could A Recession Be Ahead? posted at The Mortgage Reports, saying, “Declining rates on CDs may be proof of a looming recession.”

Money Management

Ririan presents 20 Fabulous Tips To Holiday Spending posted at Ririan Project.

Emmanuel presents Emmanuel Oluwatosin: Inspiring Excellence, Realising Ambitions » Blog Archive » Afloat in A Sea of Abundance posted at Comments on: There is a science to get rich.

Finance Buff presents Selling a Used Car posted at The Finance Buff, saying, “personal experience in selling a used car to a private buyer”

Steve Faber presents Debt Free Year End Financial Review posted at DebtBlog.

Sun presents Identity-Theft Insurance: Why You Don’t Need It posted at The Sun’s Financial Diary.

Wanda presents Who, me, adult? posted at Wanda, saying, “Just a post about becoming financially responsible for myself. Kinda scary, in fact. Thanks for hosting!”

Sagar Satapathy presents Fattening Credit Card Cos On Money Meant For Donation posted at Credit Card Lowdown.

bluntmoney presents When to use your emergency funds posted at Blunt Money.

Ben presents The Dangers of Automated Online Bill Pay posted at Money Smart Life, saying, “Article about things to watch out for with online bill pay.”

Taxes

makingourway presents 2006 end of year tax planning activities posted at makingourway, saying, “Summary of end of year activities for our family and business personal finances.”

FMF presents Ways to Save on Your 2006 Taxes posted at Free Money Finance, saying, “It’s not too late to save on 2006 taxes.”

Joe Kristan presents Roth & Company, P.C. - Tax Updates - CONGRESS THROWS BONE TO AMT-ISO VICTIMS posted at Roth & Company Tax Update, saying, “AMT ISO victims: here’s your bone.”

Miscellaneous

Cody McKibben presents Interview: Ramit Sethi Won’t Just Teach You To Be Rich… posted at Time For Some Thrilling Heroics, saying, “Here’s a great article in which I sat down with Ramit Sethi of IWillTeachYouToBeRich and PBwiki.com for an interview on his entrepreneurial experience, personal finance, and more!”

Laura Young presents The Trouble with Happiness: Understanding the Difference between Joy and Pleasure posted at Dragon Slayer’s Guide to Life, saying, “Would you be happier if you were richer? Recent research on happiness reveals surprising findings on how we relate to money.”

Evolving Times presents Comfort Zone Equals Money Zone or I Don’t Do Touchy Feely posted at Edward Mills.

Jennifer Lynn presents The Money Conundrum posted at Broke-Ass Student.

English Major presents Spreading the Personal Finance Gospel posted at An English Major’s Money, saying, “My blog is quite new, and this is my first Carnival of Personal Finance. In this post, I write about discussing personal finance with my boyfriend. It can be difficult to deal with financial differences within a relationship, and it can be tough to talk about money–this post is a story about trying to overcome those difficulties in order to offer my boyfriend help in getting his finances together.”

Golbguru presents Bank Of America Scam Email - Watch Out For This Crap posted at Money, Matter, and More Musings, saying, “Beware of scam Bank of America scam emails.”

MarshallMiddle presents Is advertising on a personal finance website wrong? posted at How to Make a Million Dollars, saying, “Walking the line between helping and hurting people with our raw financial advice.”

Big Cajun Man presents Flashback: Don’t Pass it to the Other Team! posted at Canadian Financial Rants, saying, “Control the things you can with your spending plans!”

Christine Kane presents Are You Leaking? posted at Christine Kane.

living almost large presents the worst investment ever… posted at Living Almost Large, saying, “The price of pets…”

Victor Fam presents Spreading the Personal Development Pixels posted at Victor Fam.

Mike presents Giving to Charity the Right Way posted at The Road 2 Riches, saying, “Philanthropy”

TJP presents Retire Rich in 10 Steps posted at Investor Trip, saying, “10 steps to a rich and wealthy retirement.”

savingadvice presents Personal Finance Writers Are Worthless… posted at Personal Finance Advice, saying, “Even if you think that you know everything about personal finances, here are some reasons why personal finance writers are still useful.”

Super Saver presents Be Healthy and Get Wealthy posted at My Wealth Builder.

Pete presents Overcoming Financial Drama posted at My Financial Awareness, saying, “Sometimes we get caught in a financial drama where we play the victim (e.g., to credit card companies). Learn how to overcome the drama and take charge of you life.”

Michael K. Dawson presents Financial Freedom | Navigating the Icy Path to Financial Freedom | powered by The Time & Money Group » Blog Archive » Main Stream Thinking Will Not Lead to Financial Freedom posted at The Time and Money Group.

Dan Melson presents Online Mortgage Quotes posted at Searchlight Crusade.

Kevin Kneupper presents Should You Get Both An MBA And A Law Degree? posted at Free the Drones, saying, “A post on whether it’s a smart financial move to get both an MBA and a law degree.”

That concludes this edition. Submit your blog article to the next edition of carnival of personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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